Peter C. Ciravolo
Q1/ Feb 2022 BC Brokerage Newsletter
2022 is the year of education at
BC Brokerage
Our main focus in 2022 is to simplify and educate the landscape of insurance.
We understan
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Analyze. EDUCATE. Implement. #theBCway
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Peter C. Ciravolo
- Feb 15
- 1 min
What triggers a disability income policy to pay out?| BC Brokerage | Insurance for Fee-Only Planners
What triggers a Disability income policy to pay out?
Every policy definition is different. Here are a few things to look for:
Peter C. Ciravolo
- Feb 10
- 1 min
What is a collateral assignment for life insurance? BC Brokerage | Insurance for Fee-Only Planners
A collateral assignment of life insurance is a conditional assignment which makes a lender the primary beneficiary of a whole or partial
Peter C. Ciravolo
- Feb 8
- 1 min
What income info do you need for Disability Income underwriting? | BC Brokerage
What income info do you need for Disability Income underwriting?
There are really 2 different buckets here:
1099/business owner/entrep
Peter C. Ciravolo
- Feb 2
- 1 min
Is there a time and place for permanent insurance? YES!
Here are some legitimate reasons to implement permanent insurance policies.
1) Estate planning for high net worth individuals.
2) Special
Peter C. Ciravolo
- Feb 1
- 1 min
What is a disability income elimination period? | BC BROKERAGE - Insurance for Fee-Only Planners
What is a disability income elimination period?
Elimination periods are also often known as "time deductibles."
Peter C. Ciravolo
- Jan 31
- 1 min
Best life insurance carriers for....
Many people have questions as to what life insurance companies are the best for different products and underwriting situations. Here are som
Peter C. Ciravolo
- Jan 27
- 1 min
Finding the WHY behind the insurance need | BC Brokerage | Insurance for Fee-Only Planners
Finding the WHY behind the insurance need | BC Brokerage | Insurance for Fee-Only Planners
Peter C. Ciravolo
- Jan 26
- 1 min
How much life insurance do I need? BC Brokerage | Insurance for Fee-Only financial planners
How much life insurance do I need? BC Brokerage | Insurance for Fee-Only financial planners
Peter C. Ciravolo
- Jan 25
- 1 min
What benefit lengths are available for Long Term Disability? | BC Brokerage - Insurance for Fee-Only
What benefit lengths are available for Long Term Disability?
We get this question all of the time.
2 year, 5 year, 10 year, to 65,67,70.
Peter C. Ciravolo
- Dec 20, 2021
- 3 min
December Newsletter 2021 BC Brokerage
Happy Holidays and a strong finish to your 2021!
and...
Blessings to your family and business for a great 2022!
Peter C. Ciravolo
- Dec 6, 2021
- 1 min
Accelerated Underwriting - Having Realistic Expectations
20-30% of applicants qualify for accelerated underwriting - allowing them to bypass the need to take a medical exam
Peter C. Ciravolo
- Dec 1, 2021
- 1 min
Term Life Insurance Quote Comparison - BC Brokerage
Not all term insurance policies are the same - this is why we provide our clients with the top 3 results for your potential term life insura
Peter C. Ciravolo
- Nov 17, 2021
- 3 min
Disability Income Insurance Quote Comparison at BC Brokerage - What to Expect
Not all Long Term Disability insurance policies are the same - this is why we provide our clients with the top 3 results for your potential
Peter C. Ciravolo
- Nov 3, 2021
- 1 min
November 2021 Newsletter
November is here!
LONG TERM CARE AWARENESS MONTH
Peter C. Ciravolo
- Oct 31, 2021
- 1 min
Long Term Care (LTC) Quote Comparison at BC Brokerage - What to Expect
Not all Long Term Care (LTC) insurance policies are the same - this is why we provide our clients with the top 3 results for your potential
Peter C. Ciravolo
- Oct 21, 2021
- 1 min
Hybrid / Asset Based Long Term Care (LTC) Solutions
Few keys 🔑 and benefits to hybrid/asset-based Long Term Care insurance policies: -level premiums entire length of contract (no...
Peter C. Ciravolo
- Oct 20, 2021
- 4 min
OCTOBER = Financial Planning Month!
Fall is in full swing, and so are the year end tasks for your clients' financial plans! ADVANCED FINANCIAL PLANNING IDEA OF THE MONTH:...
Peter C. Ciravolo
- Oct 4, 2021
- 2 min
Items to consider when looking at Term Life Insurance
Not all term life insurance is the same. Learn the pros, cons, and what to look out for in this article.
Peter C. Ciravolo
- Sep 21, 2021
- 1 min
Insurance Myth #3
False! You can (and should!) advise clients on what types of products they should purchase, how much they should purchase, what companies...
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