May 2026 Newsletter

May is Disability Income Awareness Month!

Most Common Disability Insurance Claims

Most individual disability income (IDI) claims fall into a few key categories:

-Musculoskeletal issues (back, joints, arthritis) – the #1 cause

-Mental health (anxiety, depression, burnout) – rapidly increasing

-Cancer – often leads to extended time off work

-Injuries (accidents, fractures)

-Cardiovascular conditions (heart attack, stroke)

-Neurological disorders (MS, Parkinson’s, severe migraines)

Key insight: The majority of claims (~80%) are due to illness, not accidents.

The Disability Master:

Rodney has 25+ years of experience in the Life/Disability/LTCi/Annuity industry.

Rodney is passionate about disability income insurance as it hits close to home.

If you haven't run a disability quote, May is a perfect time to do so after tax season!

Will we see you at the

Garrett Planning Network Retreat

Minneapolis, July 30 - Aug 1, 2026?

Or will we see you at XYPN Live 2026 in

San Diego Sep 29 - Oct 1 2026?

Property and Casualty

Market Update

Home/Auto

Tough markets: CA, TX, NY, NJ, CT, FL, GA, LA, CO, NV

Good Market 2nd Tier Target: AL, MS, VA, SC, NE, WI, IA, KY, UT

Great Market 1st Tier Target: IL, IN, OH, PA, TN, AZ, OR, MO, IA, ID

Landlord/rental properties: All 50 states, we are competitive

Renters: All 50 states, we are competitive (ePremium, Lemonade)

Umbrella: All 50 states, we are competitive (RLI, Hudson, USLI, Markel)

Business Insurance: All 50 states, all product lines

Charles Priest on the BC team is our go-to for all things property and casualty.

Charles brings 16+ years of experience to the team.

Recent out-of-office travel:

Broc and Peter enjoyed some time off at the

end of April in Cozumel, Mexico, drift scuba

diving together!

Broc is coming up on 40 complete dives,

while Peter is at 15 complete dives since

getting his license in December 2025.

Recent Posts