Running a consulting or service-based business from home can keep overhead low, but it doesn't eliminate risk. Whether you're a marketing consultant, accountant, IT professional, business coach, designer, photographer, or another service provider, a single lawsuit, data breach, or client dispute could create significant financial strain. The good news is that many small businesses can build strong protection with just a handful of insurance policies. The right coverage depend

Why “Fee-Only” Matters More Than Most People Realize When people hear the word “insurance,” they often think about policies, premiums, deductibles, and claims. What many consumers do not realize is that the advice they receive about insurance can vary dramatically depending on how the advisor is compensated. In today’s financial world, understanding the difference between fee-only insurance guidance and commission-driven insurance sales is one of the most important steps a pe

Written by: Peter Ciravolo, Co-Founder @ BC Brokerage BC Brokerage is a national insurance brokerage specializing in helping fee-only financial planners and their clients obtain life, disability, long-term care, annuity, home, auto, umbrella, and business insurance in all 50 states. www.bc-brokerage.com —---------- If you’re a Fee-Only financial planner, you’ve probably invested a lot of time in building a solid compliance program, refining your financial planning process, an