Not all Long Term Care (LTC) insurance policies are the same - this is why we provide our clients with the top 3 results for your potential Long Term Care policy!
Once a client or Fee-Only financial planners completes our Long Term Care (LTC) insurance quote request form, they can expect to receive a comparison of potential policies in a 1 page insurance proposal just like this:
We will also attach the illustration for the policy that we are recommending.
We focus on:
Policy definition
Policy chassis / product type
Insurable Age
Premium Type
Health Rating
Death Benefit
Long Term Care Monthly Benefit
Payout Type
Elimination Period
Benefit Length
Base Policy Premium
Cost of Living Adjustment (if available)
and total policy cost
Once the client is able to review the comparison and the quotes, we will adjust as needed and answer any calls via call, email, text, or Zoom.
If the client is ready to move forward, the next step in the process is our client fast fact.
