July 2025 Newsletter
- Carmen Escobar
- Jul 28
- 2 min read
Happy Summer 2025! We trust you are doing well.
As we cross the halfway point of the year, July is more than just summer
travel and barbecues — it’s a strategic moment for clients to reassess their
protection and financial stability.
Here are the most timely insurance planning opportunities across key areas
your clients care about:
🔥 Personal Lines: Protecting Homes & Assets
Storm & wildfire season is here. We’re reviewing homeowners and
auto policies for adequate coverage, especially for high-value property
and summer travel risks.
Umbrella coverage is often overlooked—we’re helping clients layer in
extra liability protection before fall activity ramps up.
🧳 Commercial Insurance: Mid-Year Strategy
Many businesses renew on January 1st, which means now is when we
evaluate risk and begin preparing for year-end.
Seasonal risks (outdoor work, hospitality spikes, supply chain
volatility) are at their peak—perfect time for a mid-year review.
❤️ Life, Disability & Long-Term Care
Clients are more open to planning now that the summer pace is lighter.
We’re reviewing:
Life policies for performance & funding gaps
Disability coverage for income replacement or key person planning
Long-term care strategies, especially with aging parents in focus during family vacations.
💵 Annuities & Retirement Income
With Q2 market results in, clients are thinking ahead to year-end taxes and income needs.
We’re offering reviews of:
Annuities as fixed income solutions
RMD planning
Using annuities in legacy or income strategies
💬 Let’s Collaborate
If you know clients who are navigating changes—buying property, growing a business, planning for retirement—now is the ideal time to review.
As always, BC is happy to collaborate
on a joint review or strategy session.
Let’s help clients plan proactively
while there's still time in 2025.
Happy Summer 2025 from the BC team!
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