Is there a time and place for permanent insurance? YES!
Is it oversold? YES! 👇
Here are some legitimate reasons to implement permanent insurance policies.
1) Estate planning for high net worth individuals.
2) Special needs planning.
3) If all other options are exhausted and a tax sheltering is needed.
Another great thing to think in regards to utilizing permanent insurance is hybrid / asset based long-term care policies.
BC Brokerage
Insurance for Fee-Only Financial Planners | We make insurance simple | 100% Independent | Life | DI | LTC | Annuity 📈
www.bc-brokerage.com