Happy February,
we trust you are
doing well!
Broc's best content of the month:
Be a lot cooler if you did… have the right coverage limits." – Matthew McConaughey (or at least my best impression of him)
Alright, alright, alright… let’s talk about coverage limits.
Too low? That’s like driving a Cadillac with an empty tank. It looks nice, but one bad turn and you’re walking home.
In my latest video, I break down why
skimping on property & casualty coverage is
a bad bet (with a little McConaughey flair). Keeping it fun, keeping it real, but most importantly......making sure you’re actually covered when life throws a curveball.
Check it out and let me know… when’s the last time you checked your coverage limits? 🚗🔥
BC will be at Future Proof Miami!
Let us know if you are going to be in Miami March 16-19th!
We'd love to meet up!
3 Types of Insurances that all
Financial Planners can agree upon:
A financial plan isn’t just about growing wealth; it’s about protecting it from being wiped out in an instant.
Ignoring risk management doesn’t just leave gaps; it can unravel years of financial progress in a matter of seconds. Three key protections stand out:
✅ Term Life Insurance ensures a family’s financial future doesn’t collapse overnight if a primary income earner passes unexpectedly. Without it, they risk losing their home, future education, and basic stability.
✅ Disability Income Insurance protects the ability to earn an income, which is our greatest asset. A long-term illness or injury can derail financial goals, forcing people to drain savings or rely on family. Protecting income is protecting everything.
✅ Umbrella Liability Insurance provides a safeguard against lawsuits that can erase decades of savings. A single accident, whether on the road or at home, can lead to devastating financial consequences. A low-cost umbrella policy can mean the difference between security and ruin.
P+C Market Update:
California’s Wildfire Impact & Regulatory Pressures
The recent Los Angeles wildfires have added further strain to California’s already challenged insurance market. The state’s insurer of last resort—the FAIR Plan—has requested an extra $1 billion to help cover claims from the Eaton and Palisades fires, amid potential exposures running into billions. Such pressures are expected to force rate increases for homeowners, even as regulatory debates over market stability continue.
Florida’s Market Reforms
Florida’s insurance market appears to be stabilizing. Governor Ron DeSantis recently announced significant rate reductions for Miami-Dade homeowners and notable decreases in auto insurance premiums from major carriers like GEICO, State Farm, and Progressive. These reforms—complemented by recent legislative actions aimed at curbing excessive litigation—are drawing new insurers into the market and boosting
consumer confidence.
New Only Fee-Only Podcasts!
New Data Collection Tool
BC Brokerage has partnered with Canopy Connect to deliver massive value when collecting data for property and casualty insurance quotes.
This system will help your client log into their existing insurance portals and extract the data into our quoting system.
This makes the process smoother and much more efficient!
Let BC help you deliver more
value in your next client meeting!
Life, Disability, LTC, Annuity, Home, Auto, Umbrella, Landlord, and business are available in all
50 states.
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