Peter C. Ciravolo
BC December 2022 Newsletter
Happy Holidays!

We trust this newsletter finds you well during this Holiday season. We hope that your year was filled with a few successes along the way, health, wealth, professional growth, and hopefully a vacation or two.
Check out our latest podcast episodes:
Great reminder for year-end: Check those beneficiaries!

BC can be changed to Agent of Record on *most* policies, and we can help manage your client policies going forward! This is a great value add for your clients.

Setting realistic expectations with clients is crucial when it comes to insurance.
They may not get the best rating.
They may have to take an exam.
Medical records can take 4-8 weeks.
You may need to lower your coverage to fit your budget.
- Best of luck to everyone in 2023. We wish you the best in life and business!

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