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  • Writer's picturePeter C. Ciravolo

Insurance Myth #2

This should be pretty obvious (especially if you've followed us the last 1.5+ years!), but it’s worth saying: this is a myth!

The terms fiduciary and fee-only are not the same. You can absolutely do what is in your client’s best interest and be a fiduciary to that client while still selling them insurance. But that doesn’t mean you can call yourself fee-only.

By definition being fee-only means you can’t be earning commissions -- and you can’t be in a position where you could earn commissions. Insurance compensation is based completely on commissions.

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