LIFE INSURANCE

How much life coverage?

This answer varies for everyone, but here are some of the variables that you need to consider:

  • Funeral expenses ($5,000-$25,000)

  • Consumer debt (credit cards, auto loans, personal loans)

  • Mortgage debt

  • College funding 

  • Continuation of lifestyle / leaving a legacy

Want to discuss your specific scenario? Schedule a time with us. 

FREQUENTLY ASKED QUESTIONS

WHICH INSURANCE COMPANIES DO YOU WORK WITH?

  • A-Rated Carriers

  • Competitive insurance definitions and premiums

  • Carriers with strong claims paying ability

  • Electronic processing and delivery 

WHO HELPS ME THROUGH THE PROCESS?

  • 1 point of contact

  • Weekly Updates 

  • 100% Electronic Process

WILL I NEED TO TAKE A MEDICAL EXAM?

  • ~80% of applicants will need to take an exam. 

  • ~20% of applicants will qualify for accelerated underwriting programs where we can bypass an exam.

WHAT CHANGES HAVE COME FROM COVID?

  • Carriers won't underwrite if the insured has had COVID within 30 days of the application

  • Upon delivery of a policy, depending on carrier, there may be an additional statement of good health to be completed