LIFE INSURANCE
How much life coverage?
This answer varies for everyone, but here are some of the variables that you need to consider:
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Funeral expenses ($5,000-$25,000)
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Consumer debt (credit cards, auto loans, personal loans)
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Mortgage debt
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College funding
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Continuation of lifestyle / leaving a legacy
Want to discuss your specific scenario? Schedule a time with us.
FREQUENTLY ASKED QUESTIONS
WHICH INSURANCE COMPANIES DO YOU WORK WITH?
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A-Rated Carriers
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Competitive insurance definitions and premiums
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Carriers with strong claims paying ability
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Electronic processing and delivery
WHO HELPS ME THROUGH THE PROCESS?
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1 point of contact
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Weekly Updates
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100% Electronic Process
WILL I NEED TO TAKE A MEDICAL EXAM?
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~80% of applicants will need to take an exam.
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~20% of applicants will qualify for accelerated underwriting programs where we can bypass an exam.
WHAT CHANGES HAVE COME FROM COVID?
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Carriers won't underwrite if the insured has had COVID within 30 days of the application
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Upon delivery of a policy, depending on carrier, there may be an additional statement of good health to be completed