ANALYSIS

HOW DO I KNOW WHAT I CURRENTLY HAVE IS SUFFICIENT?

We will review:

​

• your goals

• income

• consumer debt

• mortgage debt

• lifestyle needs

• Your current policy and its features

We will then determine whether or not we need to increase or decrease coverage. 

CAN I ADJUST MY CURRENT POLICY?

In some scenarios, yes you can. 

​

• For Life Insurance, you can take advantage of living benefits, or change/appoint new parties in the insurance contract

• For Disability Income, you can take advantage of future increase options (FIO) if built in/paid for with a rider in the policy

• Long Term Care - not much flexibility.

• Annuity - many having a 10% free withdrawal, death benefit, and many other benefits. We will check your specific annuity for its benefits. 

​

HOW LONG DOES IT TAKE TO GET AN ANALYSIS BACK?

24 business hours. We pride ourselves on our responsiveness and customer service. We understand insurance can be cumbersome, so we are here to make it as easy as possible.

Have a question? Don't hesitate to reach out to us.

CAN YOU REFER ME TO OTHER PROFESSIONALS?

We work with a wide range of professionals. If you are ever looking for a recommendation, let us know. We work with: 

• Fee Only CFPs

• Estate Planning Attorneys

• CPAs/ tax preparers

• Property and Casualty Agents

• Business owners