FREQUENTLY ASKED QUESTIONS

HOW DO I KNOW WHAT I CURRENTLY HAVE IS SUFFICIENT?

We will review:

  • your goals

  • income

  • consumer debt

  • mortgage debt

  • lifestyle needs

  • Your current policy and its features


We will then determine whether or not we need to increase or decrease coverage. 

CAN I ADJUST MY CURRENT POLICY?

In some scenarios, yes you can. 

  • For Life Insurance, you can take advantage of living benefits, or change/appoint new parties in the insurance contract

  • For Disability Income, you can take advantage of future increase options (FIO) if built in/paid for with a rider in the policy

  • Long Term Care - not much flexibility.

  • Annuity - many having a 10% free withdrawal, death benefit, and many other benefits. We will check your specific annuity for its benefits. 

HOW LONG DOES IT TAKE TO GET AN ANALYSIS BACK?

24 -48 business hours. We pride ourselves on our responsiveness and customer service. We understand insurance can be cumbersome, so we are here to make it as easy as possible.

 

Have a question? Don't hesitate to reach out to us.

CAN YOU REFER ME TO OTHER PROFESSIONALS?

We work with a wide range of professionals. If you are ever looking for a recommendation, let us know. We work with: 

  • Fee-Only Financial Planners

  • Estate Planning Attorneys

  • CPAs / tax preparers

  • Property and Casualty Agents

  • Business owners