FREQUENTLY ASKED QUESTIONS
HOW DO I KNOW WHAT I CURRENTLY HAVE IS SUFFICIENT?
We will review:
your goals
income
consumer debt
mortgage debt
lifestyle needs
Your current policy and its features
We will then determine whether or not we need to increase or decrease coverage.
CAN I ADJUST MY CURRENT POLICY?
In some scenarios, yes you can.
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For Life Insurance, you can take advantage of living benefits, or change/appoint new parties in the insurance contract
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For Disability Income, you can take advantage of future increase options (FIO) if built in/paid for with a rider in the policy
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Long Term Care - not much flexibility.
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Annuity - many having a 10% free withdrawal, death benefit, and many other benefits. We will check your specific annuity for its benefits.
HOW LONG DOES IT TAKE TO GET AN ANALYSIS BACK?
24 -48 business hours. We pride ourselves on our responsiveness and customer service. We understand insurance can be cumbersome, so we are here to make it as easy as possible.
Have a question? Don't hesitate to reach out to us.
CAN YOU REFER ME TO OTHER PROFESSIONALS?
We work with a wide range of professionals. If you are ever looking for a recommendation, let us know. We work with:
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Fee-Only Financial Planners
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Estate Planning Attorneys
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CPAs / tax preparers
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Property and Casualty Agents
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Business owners